Use Cases/Fintech/Pre-Approved Loan Offer

Pre-Approved Loan Offer

Present personalised loan offers to eligible customers with a one-tap apply flow.

9:41
TechStore
Verified business
Type a message...

RCS Capabilities Used

🃏
Rich Cards
Full-bleed image with title, description, and action buttons — all inside the native Messages app.
💬
Suggested Replies
One-tap reply chips shown below a message so customers respond instantly without typing.
🔗
Deep Links
Direct URL action navigates users straight to the relevant product page or app screen.

How It Works

  1. 1

    Business sends: "🎯 Great news! You're pre-approved for a personal loan up to £15,000 at 6.9% APR. Offer expires Apr 10." — with quick replies "See Details", "Apply Now", "Not Interested"

  2. 2

    Customer taps: "See Details"

  3. 3

    Business shows a Rich Card — "Pre-Approved Loan Offer" with buttons "✅ Apply Now", "Calculate Payment"

  4. 4

    Customer taps: "Calculate Payment"

  5. 5

    Business sends: "£10,000 over 36 months = £309/month. £5,000 over 24 months = £224/month. Which works for you?" — with quick replies "£10k / 36 months", "£5k / 24 months"

Bind

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Why RCS Over SMS?

  • Native in Android Messages and Apple Messages — no app download required
  • Verified sender badge replaces anonymous phone numbers
  • Rich media, buttons, and carousels replace plain text links
  • Read receipts and typing indicators improve engagement visibility
  • Conversation history stays in the familiar SMS inbox